CORE MORTGAGE

CORE MORTGAGE TRUST FUND

  • Aims to Generate passive income through a disciplined real estate debt strategy.
  • Management is invested in the fund as a first-loss investor, reinforcing alignment with investor outcomes.
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*Returns are a target of the Fund and are not guaranteed

Minimum Investment: $50,000

Investment type: Secured debt backed by land developments, established residential assets, and residual stock of completed projects.

Eligibility: wholesale investors (see below for criteria)

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Our Investment Philosophy

Our investment approach is built on disciplined credit underwriting and structured risk management, with a clear focus on protecting investor capital while delivering consistent income*.

We invest in senior secured real estate debt, prioritising quality borrowers, disciplined loan structures, and assets with strong underlying fundamentals.

Our philosophy centres on risk management, alignment of interests, and prudent portfolio diversification, to promote resilience across market cycles.

Our approach focuses on:
  • Selective deal origination with disciplined underwriting standards
  • Structured lending parameters with strong security positions
  • Diversified exposure across Australian real estate assets
  • Manager capital invested alongside investors

We prioritise quality over volume, deploying capital selectively to deliver stable income and long-term portfolio resilience.

*Capital is at risk, returns are not guaranteed

Fund Overview

Fund Features

Returns

  • 9.0% p.a.* target return, investments backed by Australian property.
  • Quarterly distributions to investors.

Portfolio

  • Diversified portfolio of debt investments backed by mortgages over Australian property assets.
  • Property assets the Fund lends to includes established residential, land developments and residual stock of completed builds.
  • Private credit is historically less volatile than traditional equity markets

Protections

  • The Fund's investments have strict risk management protocols
  • Registered mortgage security over Australian property assets.
  • Portfolio Loan to Value Ratio is typically targeted within a range of 65%-75%

Fund Terms

  • Fund type: real estate debt fund, operating as a Managed Investment Scheme under an AFSL.
  • Minimum Investment: $50,000
  • Eligibility : wholesale investors only (as defined under section 761G of the Corporations Act requiring investors to either invest $500,000 or demonstrate net assets of at least $2.5m or have had a gross income of over $250,000 over previous two financial years).
  • Distribution frequency: Quarterly.
  • Redemption: No Lock-up Period, Redemptions are subject to availability of sufficient cash and liquidity within the fund.
  • Interest? : Distribution or reinvestment options available.
  • Use of funds: Australian real estate mortgages only.

How to Invest

For individual investors, please click the 'Apply Now' to start your application.

Apply Now

Begin investing in this fund.

Please contact us by emailing info@coremortgagefund.com.au or by completing the contact form below.

A selection of
our recent invesments

Redcliffe

QLD, 4020

  • Asset class Residual stock
  • TermTerm
  • Loan amount$2.6m
  • LVR66%
Redcliffe

QLD, 4020

  • Asset class Residual stock
  • TermTerm
  • Loan amount$2.6m
  • LVR66%
Redcliffe

QLD, 4020

  • Asset class Residual stock
  • Loan amount$2.6m
  • TermTerm
  • LVR66%
Redcliffe

QLD, 4020

  • Asset class Residual stock
  • Loan amount$2.6m
  • TermTerm
  • LVR66%
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